Chattel mortgage vs hire purchase vs lease: what’s the difference?
Three common ways to finance a business vehicle or asset, and why the structure you choose affects ownership, cash flow and tax.
Plain-English finance guides
Straight answers on car, home, personal and business finance, written in plain English.
Business finance
Home loans
What a broker actually does that a bank branch won’t
It’s not just about finding a lower rate. Here’s what changes when someone compares lenders across a panel on your behalf instead of one lender’s products.
Personal finance
Five things that move your loan rate more than your credit score
Employment history, existing debts and the asset itself all factor in. A credit score is only part of the picture.
Car loans
Car loan vs novated lease: which is better?
Compare a car loan and a novated lease: how each works, tax and FBT points, what happens if you change jobs, and who each option tends to suit.
Business finance
Low doc loans explained for self-employed borrowers
How low doc loans work for self-employed Australians, which documents lenders may accept instead of tax returns, the trade-offs and how to prepare.
Car loans
Can you get a car loan with bad credit?
Bad credit doesn't always rule out a car loan. Learn how lenders assess your credit history, what to expect and practical steps that may help your chances.
Car loans
How much can I borrow for a car?
Your car loan borrowing power depends on income, expenses, debts and loan structure. See how lenders assess serviceability, with a worked example.
Car loans
Your first car loan: a step-by-step guide
Buying your first car? Follow this step-by-step guide to budgeting, credit reports, deposits, loan options, pre-approval and comparing offers.
Ready when you are
Tell us what you are financing. It takes about two minutes, and comparing options won’t affect your credit score.