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Free to compare, Australia-wideMon – Fri, 8:30am – 5:30pm AEST

Personal finance for the things that matter

Car, home, investment, personal and lifestyle loans, compared across a panel of Australian lenders in one simple enquiry.

How to choose

Finding the right personal finance

Whether you’re buying your first car, a caravan for the long weekend or your first home, the right loan depends on more than the advertised rate. Fees, loan features, how quickly the lender can approve you and whether they suit your situation all matter.

Start with the type of finance below, use our calculators to see what repayments might look like, then send one enquiry. A specialist broker will compare suitable options and explain them in plain English.

How it works

From first chat to funds in four steps

One specialist broker, start to finish. You’ll always know what’s next.

  1. 1

    Tell us what you’re after

    A few quick questions online or by phone. No documents or credit check to start.

    Takes 2 minutes
  2. 2

    Meet your broker

    We match you with a specialist partner broker, who calls to learn your situation, budget and priorities.

    Usually 1 business day
  3. 3

    Compare and choose

    Your broker shortlists lenders and lays out rates, fees and repayments in plain English. You choose.

    Side by side
  4. 4

    We handle the rest

    Your broker handles the application, the lender and the paperwork until funds are paid.

    To settlement
FAQs

Personal finance: common questions

What types of personal finance can I compare?

Car and vehicle loans, motorbike, boat and caravan loans, personal loans, home and investment loans, debt consolidation and more, plus specialist options for EVs, classic cars, 4WDs and borrowers with credit issues.

Will comparing affect my credit score?

Comparing options doesn’t affect your credit score. A credit check only happens when you choose to apply with a lender.

Do I pay for the service?

No. There’s no fee to you for comparing options. See the footer for how The Finance Club is paid.

Ready when you are

Tell us what you are financing. It takes about two minutes, and comparing options won’t affect your credit score.